Why 
                                  consider home equity loans? Because there's 
                                  cash in your home! It's far less expensive to 
                                  borrow from the equity in your home than to 
                                  pay the high interest rates charged by credit 
                                  card companies. You can use home equity loans 
                                  to consolidate debt, lower monthly payments, 
                                  or to finance major expenses like home improvements, 
                                  college tuition or a dream vacation. Plus, the 
                                  interest on home equity loans and lines of credit 
                                  is often tax-deductible.
                                Home 
                                  Improvement Loan you can make your house into 
                                  the home you've been wanting to own all along. 
                                  It can allow you to make necessary repairs to 
                                  your home, modernize your kitchen and bathrooms, 
                                  build an addition or add the pool you've always 
                                  dreamed about having. Without using credits 
                                  cards or risking your life savings you can increase 
                                  the overall value of your home with a home improvement 
                                  loan.
                                A 
                                  Home Improvement Loan is a form of credit in 
                                  which your home serves as collateral. A Home 
                                  Improvement Loan has a fixed interest rate and 
                                  term, therefore your payments stay the same.